One Investing Checklist
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One checklist for a lifetime of money

A calm, step-by-step path from "I've never invested" to writing your own one-page investment policy. No stock tips, no hype, no urgency. Just principles, actions, and the edges of risk.

Start hereHow this site works, what order to read it in, and how to actually finish.

The course

Read in order, finish each step

Three levels, read front to back. Every section ends with something you can actually do, not just something you now vaguely believe.

Start hereFoundationsFour short reads before you buy anything: why investing beats a savings account, the order to put money to work, what an index fund is, and how to make a first purchase you won't panic-sell.The core courseInvesting 101Five reads that turn a first buy into a durable habit: what risk actually is, why steady beats clever, what fees quietly cost, when to rebalance, and how to write the one page that will run your money for decades.The construction courseBuilding a PortfolioThree reads that turn 'buy an index fund' into a portfolio you can defend: how much in stocks versus bonds, why diversification is the only free lunch, and how to pick an allocation you will still own in a crash.

Electives

Read any time, in any order

Side reading for when the course gets abstract: how your own mind works against you, and how other people's schemes work on you.

The field guideYour Brain on MarketsFour reads on the mistakes your own mind will try to make: why losses hurt double, why you only see confirming evidence, why crowds feel safe at exactly the wrong moment, and why you sell winners and marry losers.The immune systemAvoiding TrapsScams change costumes every decade; their skeleton never changes. One read that installs the pattern-detector: guaranteed returns, manufactured urgency, borrowed trust, and the exit that closes.

Do the math

See the numbers for yourself

Tools and records, not reading: run the calculators, read the charts, watch the rules track live, and check the monthly field notes.

Need to run a number?CalculatorsFour small tools that run entirely in your browser: emergency fund target, compound interest, monthly investing, and inflation. Each pairs with a lesson.Curious how a portfolio behaves?Charts & portfolio librarySeven charts of a century's real returns, eight classic recipes measured on one yardstick, and a lab for the curve-fitting curious. History lessons, never forecasts.Want signals, not history?Strategy dashboardThe opposite of the library: the author's live rule-based strategies in present tense — NAV, drawdown, and this month's signals, read-only.MonthlyField NotesA short monthly note on what the dashboard's rule-based strategies are actually signaling — written after the fact, never as a forecast. Mechanical outputs, human commentary, zero advice.

This site

Who writes this, and why it's free

The English edition is new and growing. It is written by hand, not machine-translated, and shares its bones with a larger Chinese-language site. Nothing here is sold, and nothing here is investment advice.

AboutWho is behind this site and what it will never do.How this site worksWhere the claims come from, and how mistakes get fixed.中文版The full Chinese edition: four course levels, checklists, calculators, and a strategy dashboard.