Job-loss cash runway

After a job loss, the number that matters is not your total savings but how many months they buy. This tool adds your cash and any severance, divides by the costs you cannot avoid, and gives a runway in months — then shows how much longer you last once you trim discretionary spending. Compare that runway against how long a job search realistically takes.

Result

Your unavoidable costs run about 13,000 a month, and cash plus severance comes to 110,000, for a runway of about 8.5 months. Cut the 2,000 of discretionary spending and it stretches to about 10.0 months. A 6-month search fits inside the current runway.

Unavoidable costs / month: 13,000
Available cash: 110,000
Current runway: 8.5 months
Runway after cutting back: 10.0 months

A runway estimate from your inputs, not a guarantee of the timeline.

Assumptions & limits

Whether severance and any unemployment support actually arrive depends on your contract and local rules; confirm how your health cover continues.